This is your girl Stacy B here to drop some financial nuggets. And today's topic is protecting our kids while establishing a financial foundation. And all of this can be done with a children's whole life policy. Not only does a children's whole life cover the cost that is associated with an unexpected loss of a child, but it also has a built-in cash value. Most children's whole life can be purchased as early as 14 days, way up to age 17. In the beauty of this, the rates would never increase with age, which means that your premium will stay level throughout the duration life of that child or until the policy mature with most carriers that can be up to the age of 100, which is great. Let's give an example. Let's say you have a four-year-old. You purchased a $10,000 life and whole life policy on that child, most $10,000 policy on a four-year-old is less than $10. Can you imagine being 40, 50, 60, 70, 80, even 90 years old in steel pen less than $10 because your parent decided to take out a whole life on you at a young age? Yes, that is an awesome gift to gift the child. So let's touch on that built-in cash value. The built-in cash value is actually a savings that is created for that child, which can be taken out at a later time when you have those life changes such as your child going off to college. You can use that money for tuition, books, even armed arms. And the great part about it is tax free money. No, you do not pay taxes on this money to own concern. So most children whole life has very little or no medical underwriting to be done and very little help question. more information on this. Get with your girl, I'll fill you in, I'll get you connected, I'll even get you written up, what a policy, or reach out to your agents.