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Good morning good morning good morning it's a girl Beverly Baxter and I am your financial chef just want to jump on real quick this morning say I'll give a big shout out to all my friends out there in the financial world gas this is April and April is financial literacy month so this month my group and all my partners and I are teaming up together and we are doing a financial workshop this month on April 29 if you're in the Houston area down event Brite going to register for that event and come on out you will not be disappointing but April is financial literacy Mark and I want to talk real quick again about mortgages and different types of mortgage interest rates do you know how to Apply and look around for the best rate for you are you just taking with my tells you and that's it there's no re-CERT nothing guys look when it comes down to mortgages and spending your heart on money know where your money is going I understand and find out search I'll talk to different people about who can give you the best interest rate overtime how can I possibly turn a 30 year mortgage into a 15 to 18 year mortgage because that it was possible guys so April financial literacy map and today I'm just talking about mortgages search out the different mortgage companies to different banks and find out what programs are out there that's good for you and then find out which company will give you the best bang for your buck yes indeed you do your research do your homework we able to help you do that so give us a call I am Beverly I am your financial chef and this April is financial literacy month have a great day guys