So the everlasting battle between the traditional plastic cards, credit and debit cards, versus the more modern Apple, Google, Samsung, Amex, Pay, you name it, they all have one at this point. Generally, reports suggest the last few years that I've been reading them, and yeah, if you want, you know, 35, 40, fun filled pages about just payments do feel free to read these global payment reports that are coming out but if not then I can tell you that quite often it indicates that plastic cards traditional cards still are people's favorites and people are not despite simplicity in use of Google on that public Google pay there's still no there's no incentive over using plastic card etc. You can talk about security and this and that but ultimately people find it just as easy or easier to just pull out a contactless card, use their plastic and done. So what about you? What do you find better, easier, more secure, more user-friendly? I'm very curious to hear your feedback on this. Essentially the question is in short, regular plastic credit at debit cards or or Apple Google Samsung Pay or any similar alternative to that.