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So my background is in payments and in order to shape a bit more about how I can effectively help and explain and share a lot of my experiences and so on, I'd love to hear more about how you generally pay for things. What are your preferred payment methods? What are your least preferred payment methods and why? And yeah, are you familiar with any of the sort of more modern and newer takes on payments? and the more integrated finance and so on that allows you to pay in far more flexible ways in every way, shape and form, thinkable really. So yeah, do let me know what your experience and background is with payments in terms of your own usage and what you prefer, what you don't prefer, why and why not. And I look forward to hearing your feedback.
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I'm not really up to date with the modern and newer takes on payments, so I would love to learn more on that. I guess I'm only familiar with just the payment systems that apps use.
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That is great feedback so I'll certainly be covering a lot of these then because I think it can be very helpful for a lot of people to understand how they work and what they cost and so on and so forth. And you're based in the States, right?
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I'm just asking because I do feel like there's quite a lot of people from the US in which case Pem methods will slightly vary and the use of them, particularly the banking system, will vary in speed and so on.
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I use online payments eBay Facebook pay ***** cash app that kind of stuff I've never gotten into Apple Pay or on like crypto
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Fair enough, that's interesting. And you're also based in the US, right? Because I'm thinking of covering a lot of these payment methods, especially for people who are running companies and so on, and what they cost and what benefits they have to you and so on. So, let me know.
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Yes, I am based in the US.
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So cache app, which is on by square, by the way, I don't know if you can do that. They are basically a prepaid card with a wallet function. that's all it is. So it's a very primitive version of Revolute, essentially.
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So based on the parent company Square, they actually have the square, they function under the square banking license and so on. They've got the cards that were issued by a bank called Sutton Bank.
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This then gives them access to is essentially a full ecosystem within which they can trade numbers and all that with all the funds sitting in one account and they then probably charge to add or withdraw money. That's usually how they work. Not that I know. I've not used it.
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Brilliant! So I will try to also keep that in mind because the banking system and also generally card rates and exchange rates and so on and so forth they're very different from Europe to the US. And yep, I'll bear that in mind. Thank you.
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PayPal cash app Zelle ***** as well Apple Pay he sees lotta cards sometimes cash never done too much of crypto
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As interesting as that, you're using a wide set of methods. In that case, I'd be curious to see which ones you prefer and which ones you don't and why. And also, do you feel like traditional cards are still king, aside from cash?
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But yeah, I'd say I'd probably use cash a lot on the weekends. I'm going to use my cards more on the weekdays.
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Basically like cash in PayPal.
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Interesting, do you use a lot of cards or do you prefer cash and PayPal? And if you prefer cash over card, what's the reason for that?
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I use Apple wallet for everything. That's mainly what I use like Apple pay Apple wallet out of everything. And then for other serious things like Zell, Cash up and ***** is passive for one of my second jobs.
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From the payments industry, this is actually a very big thing that is mentioned all the time in tech meetings and so on, on deciding what to build, is what you're saying about serious use versus not serious use. What do you think of a serious use versus not?
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And also, in defining what's serious and what's not, what is it that gives you the trust in something that can be used for a more serious purchase rather than something that is not trustworthy?
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I really enjoy Apple Pay is made things a lot easier I am stuck in one of them to be more secure use PayPal another whole money back guarantee things are is a good little security net can't see there's anything I hate really
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Very interesting that you mentioned the PayPal Moneyback Guarantee and the Bioprotection because this is something that, you know, where they've done a very good marketing bit as it does exist with banks, payment providers, everything. it just comes in different forms and different types of insurances.
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Basically because the ecosystem PayPal has built and the way they've done it allows them to market sort of a an insurance based backing, whereas others don't want you to be frivolous with what you have because that would cause them a lot of trouble.
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Generally, I use cash.
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Cash, is that all you use? Or is it just that you prefer cash? If you prefer it, then why?
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Well I think I is crypto I don't got cash and I'm not made him
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