Um, yeah, just, uh, what can I say? You reap what you sow, so a constant effect, a reaction has a consequence. A little dew, a ripple effect from that could create a storm. I don't know what else, just trying to be metaphorical. But straight up, just don't get a debt, have some fun, enjoy yourself, treat yourself when you can, and save a ton of money. And travel, travel the world a lot.